1) for two banking sectors alike, neither the asset nor the liability side of the balance sheet alone can be held responsible for the declining asset-liability dependencies.
2) all two banking sectors have experienced declining dependencies of loans to non-banks and deposits, while dependencies of the security and investment increase and the dependency of the liability from central bank did not change significantly during the period of our study.
3) State banks have registered a higher liability to the central bank compared to the private banks.
4) State banks have documented lower stable resources in comparison with the private banks.
5) Private banks prefer to promulgate more investment activities rather than lending
6) State banks have recorded weaker asset portfolio diversification than private banks.
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